For many Service Users, the experience of opening a bank or building society account is something they have previously either avoided or have not had the need to experience. Likewise, more often than not, money management and budgeting are topics they have not had to previously consider. The budgeting programme will educate Service Users in all aspects of money management and offers practical assistance and guidance where necessary.
Amongst the topics covered are:
Opening A Bank Account
Credit and debit cards
Methods of payment such as Direct Debit
Loans and loan sharks
For those Service Users requiring additional assistance, the programme will signpost them to organisations that are able to provide specialist individual advice.